Shopping for Home Mortgage Loans
5 Tips for Shopping for a Mortgage
Helps consumers avoid potential pitfalls and make well-informed decisions when choosing a home loan.
Español 5 consejos para obtener una hipoteca
Know Before You Go to Get a Mortgage: A Guide to Mortgage Products and a Glossary of Lending Terms
What to know before shopping for a mortgage and questions you should ask a potential lender.
Español Infórmese antes de salir a buscar una hipoteca: Guía de productos hipotecarios y un glosario de terminología sobre préstamos
Nationwide Mortgage Licensing System Consumer Access
Find out if the mortgage company with whom you wish to conduct business is licensed in your state.
- 5 Tips for Shopping for a Mortgage
Home Purchase/Refinancing Mortgage Loans
Buying and Financing a Home: Consumer Rights, Mortgage Options, Settlement Costs, and More (HUD)
The home buying process can seem complicated, but taking things step-by-step will assist you in holding the keys to your own home.
Escrow Account Information (HUD)
Answers frequently asked questions on escrow accounts.
Español Preguntas frecuentes de los consumidores sobre las cuentas de depósito en garantía
A Guide to Mortgage Lock-Ins
Explains lock-in mortgages and their advantages to consumers.
A Guide to Mortgage Refinancings
Information about when to consider refinancing, refinancing options, and how to shop for a new loan.
A Guide to Mortgage Settlement Costs
Describes what is involved in mortgage settlement, including possible charges and cost tips.
Homeowners Beware of Questionable Solicitations
Don't be a victim of the latest consumer scam. Beware if you get an advertisement for a Community Reinvestment Act program loan endorsed by the Federal Reserve.
Mortgage Servicing: Making Sure Your Payments Count (FTC)
Know what a mortgage servicer does and what your rights are.
Español Servicios hipotecarios: cómo estar seguro de que sus pagos se acrediten
Private Mortgage Insurance (PMI)
Learn more about a law that establishes homeowners' rights and rules for lenders regarding PMI cancellation.
What You Need to Know: New Rules for Mortgage Transfers
You have a right to know when your home loan is sold or transferred from your current lender to a new lender or servicer.
- Buying and Financing a Home: Consumer Rights, Mortgage Options, Settlement Costs, and More (HUD)
Adjustable Rate Mortgage Loans (ARMs)
Consumer Handbook on Adjustable-Rate Mortgages (ARM)
Review the types and dangers of adjustable rate-mortgages.
- Consumer Handbook on Adjustable-Rate Mortgages (ARM)
Reverse Home Mortgage Loans
Considering a Reverse Mortgage? (CFPB)
Important questions to ask when you talk to a housing counselor about your reverse mortgage options and alternatives.
Español ¿Está pensando en una hipoteca revertida?
Frequently Asked Questions About Reverse Mortgages (HUD)
Ten things you should know if you are interested in a home equity conversion mortgage.
Reverse Mortgages: Are They For You? (OCC)
Understand the costs and benefits of reverse mortgages and how to shop for one.
- Considering a Reverse Mortgage? (CFPB)
Home Equity Lines of Credit
5 Tips for Dealing with a Home Equity Line Freeze or Reduction
Explains consumers' rights and lenders' responsibilities when credit lines are reduced and provides information for those seeking to have a credit line reinstated.
Español 5 consejos para hacer frente a la reducción o congelamiento de una línea de crédito con garantía hipotecaria
What You Should Know about Home Equity Lines of Credit
Learn how to shop for home equity plans, and advantages and disadvantages of home equity lines of credit.
- 5 Tips for Dealing with a Home Equity Line Freeze or Reduction