Federal Reserve Consumer Help

Get details on when your deposited funds can be withdrawn and reasons your deposit may be delayed.

Know your rights and what actions you should take when you have been denied a checking account.

Find out what questions you should be asking to help you get the best deals on a checking account that meets your needs.

Learn the differences between checking and savings accounts and how to make the best use of each type of account.

Get information on account management, including how to avoid overdraft fees.

Learn about low-risk, low-fee checking accounts and what you should do if a bank or credit union denies your request for a checking account.

Understand your rights to financial privacy and what you need to do to exercise those rights.

Español Comprender sus derechos a la privacidad financiera

Learn what to do if your application for a checking account is denied and if negative information being reported about you is wrong 

Español Conozca sus derechos si se le niega una nueva cuenta de cheques

Protect yourself from scammers stating they are Federal Deposit Insurance Corporation (FDIC) agents or employees, or who ask for personal financial or deposit account information.

Learn about federal credit union share insurance and determine whether a credit union is federally insured.

Español Cobertura de seguro de depósitos

Looks at investment products beyond deposits, such as mutual funds and annuities, and whether these products are insured.