Credit Reports and Scores
Credit Reports and Credit Scores
An online resource that describes what is in a credit report, how a credit score is used, and the role of credit bureaus in collecting and sharing your information.
A Summary of Your Rights Under the Fair Credit Reporting Act
The Fair Credit Reporting Act gives you the right to be informed if information in your file has been used against you, the right to know what is in your file, the right to ask for a credit score, and much more.
Español Un resumen de sus derechos en virtud de la Ley de Informe Justo de Crédito
Annual Credit Report
Get a free copy of your credit report.
Disputing Errors on Credit Reports (FTC)
Learn how to report and resolve errors in credit reports.
Español Disputando errores en los informes de crédito
Prescreened Credit and Insurance Offers (FTC)
Explains why you get "pre-approved" mail and telephone offers for credit cards or insurance and how to stop them.
Español Ofertas de crédito y seguro pre-aprobadas
What Your Credit Report Says About You
Explains what a credit report is, who has access to your credit report, what information is in your credit report, and how your credit report is used.
You Have a Right to See Specialty Credit Reports (CFPB)
Learn how to order credit reports that show your checking account, rental payment, and other histories.
- Credit Reports and Credit Scores
5 Tips for Improving Your Credit Score
Information on how your credit score is determined and what you can do to improve, protect, and safely repair your credit history.
Annual Credit Report
Credit Card Companies Offering Free Access to Credit Scores (CFPB)
Check whether you may obtain your credit score for free and better understand why your credit score matters.
Credit Repair: How to Help Yourself (FTC)
Recognize credit repair scams and learn how to legitimately repair your credit free of charge.
Español Reparación de crédito: Cómo ayudarse a sí mismo
Credit Scores (FTC)
Information about credit scoring, how the credit scoring system is developed and ways to improve your score.
Español Puntajes de crédito
Understanding and Improving Your Credit Score
Explains your credit rating and how it affects you.
- 5 Tips for Improving Your Credit Score