If you have a problem with a bank or other financial institution, contact the Federal Reserve for help.

Foreclosure / Bankruptcy / Debt Collection

  • Foreclosure
    • Avoiding Foreclosure (HUD)

      Provides information to help with your current foreclosure or the potential of foreclosure in the future.

      Español Guía para evitar la ejecución hipotecaria

    • Federal Reserve Mortgage and Foreclosure Resources

      Provides information about Foreclosure Resource Centers established to help address local and regional challenges in mortgage markets and local communities.

    • The Foreclosure Survival Guide

      Helps you understand what it is like to face foreclosure and how to determine if you are at risk for foreclosure.

    • HOPE NOW

      The HOPE NOW Hotline is a counseling service provided by the Homeownership Preservation Foundation to assist in preventing foreclosure.

    • Independent Foreclosure Review

      The Independent Foreclosure Review process has ended for all mortgage servicers under Federal Reserve supervision. Learn more about what the process entailed.

      Español Revisión Independiente de Ejecuciones Hipotecarias (en inglés)

    • Know Your Options (Fannie Mae)

      Explore various alternatives to foreclosure, including a refinance, a loan modification, a short sale, or a deed-in-lieu of foreclosure.

      Español Conozca sus opciones

    • National Mortgage Foreclosure Settlement

      Although the time frame for applying for settlement has ended, you can learn more about the relief that was offered to distressed borrowers.

    • Struggling With Your Mortgage Payment? (FDIC)

      Get in touch with a counselor or your mortgage servicer to find out how you can save your home despite financial difficulties.

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  • Bankruptcy
    • Filing for Bankruptcy: What to Know (FTC)

      If you plan to file for bankruptcy protection, you must receive credit counseling from a government-approved organization within 180 days before filing. You must also complete a debtor education course to have your debts discharged. Find out more about these requirements under The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.

      Español Presentar su declaración de bancarrota personal: Lo que necesita saber

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