Foreclosure / Bankruptcy / Debt Collection
Avoiding Foreclosure (HUD)
Provides information to help with your current foreclosure or the potential of foreclosure in the future.
Español Guía para evitar la ejecución hipotecaria
Federal Reserve Mortgage and Foreclosure Resources
Provides information about Foreclosure Resource Centers established to help address local and regional challenges in mortgage markets and local communities.
The Foreclosure Survival Guide
Helps you understand what it is like to face foreclosure and how to determine if you are at risk for foreclosure.
The HOPE NOW Hotline is a counseling service provided by the Homeownership Preservation Foundation to assist in preventing foreclosure.
Independent Foreclosure Review
The Independent Foreclosure Review process has ended for all mortgage servicers under Federal Reserve supervision. Learn more about what the process entailed.
Español Revisión Independiente de Ejecuciones Hipotecarias (en inglés)
Know Your Options (Fannie Mae)
Explore various alternatives to foreclosure, including a refinance, a loan modification, a short sale, or a deed-in-lieu of foreclosure.
Español Conozca sus opciones
National Mortgage Foreclosure Settlement
Learn about the settlement reached with the country's largest loan servicers that will provide as much as $25 billion in relief to distressed borrowers.
Struggling With Your Mortgage Payment? (FDIC)
Get in touch with a counselor or your mortgage servicer to find out how you can save your home despite financial difficulties.
- Avoiding Foreclosure (HUD)
Filing for Bankruptcy: What to Know (FTC)
If you plan to file for bankruptcy protection, you must receive credit counseling from a government-approved organization within 180 days before filing. You must also complete a debtor education course to have your debts discharged. Find out more about these requirements under The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.
Español Presentar su declaración de bancarrota personal: Lo que necesita saber
- Filing for Bankruptcy: What to Know (FTC)
Debt Collection (FTC)
Know your rights under the Fair Debt collection Practices Act when debt collectors contact you.
Español Cobranza de deudas
Debt Collectors (FTC)
Learn your rights when dealing with debt collectors, where to go for information, and how to file a complaint.
Debts and Deceased Relatives (FTC)
Understand whether you are responsible to pay the debt of a deceased family member.
Español Deudas de familiares fallecidos
Garnishing Federal Benefits (FTC)
If you have unpaid debt, learn which federal benefits may be exempt from garnishment by a debt collector.
Español Embargo de beneficios federales: Sus derechos
How Can I Verify Whether or Not a Debt Collector is Legitimate? (CFPB)
Learn how to spot a debt collection scam.
- Debt Collection (FTC)